Mortgage Broker in Sunnybank, QLD 4109

At Wagstaff Finance, we're Sunnybank Mortgage Brokers helping locals get a new loan or refinance their existing loan

5.0

from 204 Reviews

Looking for a Mortgage Broker in Sunnybank, QLD 4109? Welcome to Wagstaff Finance

Welcome to Wagstaff Finance, your dedicated mortgage broker in Sunnybank. We understand that buying a home is more than just a transaction—it's a significant life decision. With our expertise, we offer access to a wide range of loan options from banks and lenders across Australia, ensuring you find the one that suits your needs. Whether you're a first-time buyer or looking to invest, our goal is to simplify the process and secure the best mortgage for your financial situation.

As your trusted mortgage broker, Wagstaff Finance provides a comprehensive service catering to residents and locals in Sunnybank. One of the main advantages of choosing us is our ability to offer diverse loan options. This includes assessing your loan amount, loan to value ratio (LVR), and credit history, which are crucial in determining your borrowing capacity and securing the best interest rate. We understand that the stamp duty and lenders mortgage insurance (LMI) can take a toll on your finances, which is why we work tirelessly to minimise your costs through competitive interest rate discounts and tailored loan options.

Considering the local property market is essential when applying for a loan. We help you understand the implications of variable and fixed interest rate loans, guiding you through the pros and cons of each. Variable loan rates fluctuate with the market, which can be beneficial when rates drop but require a buffer for times of increase. On the other hand, a fixed interest rate loan offers stability by locking in your loan interest rate for a set period. We assist you in choosing the right option based on your financial objectives, ensuring the chosen interest rate aligns with your long-term plans.

Additionally, Wagstaff Finance streamlines the loan application process to save you time and effort. By compiling necessary documents like bank statements and calculating loan repayments with precision, we make applying for a loan straightforward and stress-free. We help you get pre-approved, so you can act quickly in the competitive Sunnybank market. Our streamlined application process also supports loan pre-approval, giving you confidence and clarity on your borrowing capacity.

Home loans are not just about purchasing property; they can be tailored to accommodate your future needs. We explore options such as an offset account to reduce the interest payable and help build home equity faster. We also provide guidance on investment loans, enhancing the potential return on your property investments. Our expert advice ensures you're making informed decisions every step of the way.

When you're ready to embark on the home buying journey, Wagstaff Finance is here to assist. Our local expertise and personalised service mean you're in capable hands. We cater to the unique needs of our Sunnybank clients, continually adapting to ever-changing market conditions and individual goals.

In working with Wagstaff Finance, you're not just applying for a home loan; you're gaining a valuable partner in navigating Australia's complex mortgage landscape. As you consider the opportunities available, we're here to help every step of the way. Reach out to us today to discuss your options, secure a loan pre-approval, or begin your application. Let us help you find the perfect solution for your home or investment loan needs, and make your dream of homeownership in Sunnybank a reality.

Ready to chat to one of our team?

Get in touch with your local Mortgage Broker in Sunnybank, QLD 4109

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Our Process for helping locals in Sunnybank with their lending needs

1. Initial Meeting

We’ll talk about your goals and what you want to do. We will explore how it all works - how much funding is required, how borrowing capacity works, and some of the loan features that may be important to you.

2. Document Verification

You will receive a link to our online portal so you can easily provide us your information. We will also request the documents we need to verify your income, assets and other financial information.

3. Research & Advice Meeting

We’ll review credit policies, negotiate rates with lenders and come back to you with the analysis. During our Advice Meeting, we will talk through the options, our recommendation and the next steps.

4. Game Plan Presentation

You’ll be presented with a personalised Game Plan with tailored solutions and recommendations to meet your goals and objectives.

5. Lodge your Application and Prepare for Signing

We’ll prepare the application with the chosen lender to package, sign and lodge your documents – and do the legwork to get the loan approved.

6. Approval Moment

Congratulations! This is what we live for. We’ll let you know that everything has gone smoothly with your loan so you can pop the champagne. We will organise the signing of documents and next steps.

7. Settlement Day

This is the moment when everything goes through and your funds are released, or you are the proud owner of a new home. We’ll be there for you during and after the settlement process to ensure everything is set up the way it should be.

8. Together for the Long Haul

We stay in touch regularly and are there to answer any questions you may have, and review your loan to ensure it still meets your requirements and is competitive.

About Wagstaff Finance

Wagstaff Finance is your trusted local mortgage broker in Sunnybank. Led by Craig Wagstaff, our experienced team is dedicated to providing personalised and innovative finance solutions, helping doctors achieve their financial goals and live the life they desire.

At Wagstaff Finance, our approach is centred on building long-term, trusted relationships with our clients. We are passionate about helping people secure the right finance solutions and believe in giving back to the community. Book an appointment with the team today to help with your lending needs.

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Our Recent Reviews

Seamless process, Craig and all the team at Wagstaff finance were very accommodating and made our first home purchase a breeze.

Eli Baak

Craig and the Wagstaff team are fabulous! They have always been our go to for any lending matters. Nothing is ever a hassle, they always get everything over the line with the best service along the way.

Rachel Huth

Simply the best Broker. First appointment he gather all the required information that’s needed. Called him or email him any day of the week and he would answer or call back. Very professional and easy to talk with. Would highly recommend to anyone. Thanks Craig and team

Atunaisa

Couldn’t be happier with our experience. Craig was very knowledgeable, friendly and kept us updated through the whole process. I have, and will continue to recommend Craig and his team to family and friends.

Jackie Perren

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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Name

Phone Number

Email Address

Contact

3 Clunies Ross Court, Eight Mile Plains QLD 4113 & Suite 4/445 Ruthven St, Toowoomba City QLD 4350

07 2113 2288

Wagstaff Finance Pty Ltd ABN: 63 114 862 903. Credit Representative #399312 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.