We help people navigate the complex finance process, so they can live the life they want.

Wagstaff Finance is your trusted mortgage broking team, having been part of the Toowoomba and Brisbane community for several decades. Led by Craig Wagstaff, the team provides personalised and practical finance solutions, helping clients understand their choices and work towards their financial goals with confidence.

Craig brings more than 20 years of experience in credit and finance, covering residential lending, complex loan structures, and credit assessment. As a full member of the Mortgage and Finance Association of Australia (MFAA) and holding a Diploma of Finance (Mortgage Broking Management), he maintains high professional standards and supports clients with clear guidance from the first discussion through to settlement.

As a digital broker, Wagstaff Finance also works with clients across Australia by using smart technology to streamline communication, document collection, and loan processing. This approach allows the team to deliver a smooth and convenient experience for clients in Melbourne, Sydney, North Queensland, and the Gold and Sunshine Coasts, as well as those in their local area.

Beyond lending, Wagstaff Finance is committed to supporting the community. Through partnerships with organisations such as Pencils of Promise, World Vision, and Brothers Rugby League in Toowoomba, the team helps fund education initiatives and contributes to positive change both locally and globally.

Ready to chat to one of our team?

Our Recent Reviews

Craig and his team at Wagstaff Finance are flawless in all aspects of delivering a great service to their clients. We have used Team Wagstaff throughout the process of buying and selling property and will continue to use them forever. Their reputation in the industry matched with dedication to delivering great customer service is invaluable. If you are seeking any mortgage broker services, do not hesitate to reach out to Team Wagstaff.

billy parke

We’ve now purchased a few properties with Craig, helping us along the way across both residential and commercial mortgage brokerage. From our very first home he went above and beyond, even driving over an hour to meet with us and spending the evening walking through everything in detail. Across each property since, Craig has consistently found smart ways to structure things and helped us secure finance within tight timeframes, when needed. He’s relentless in helping you achieve your goals. Craig is genuinely kind, and takes the time to listen. He also actions everything so that the sale outcome is achieved. There’s a reason I refer people to him more than most businesses. It always feels like Craig has your best interests in mind. Thanks Craig and Wagstaff Finance.

Saxon Farnworth

Ben Taylor

I couldn’t be more grateful to Craig & his team for their support in buying my first home. Craig was kind, professional and always took the time to answer my many questions. I was able to achieve a home that I wanted, in a location I wanted, for a price that I wanted because of his services.

Laura Smith

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.