Mortgage Broker in Runcorn, QLD 4113

At Wagstaff Finance, we're Runcorn Mortgage Brokers helping locals get a new loan or refinance their existing loan

5.0

from 204 Reviews

Looking for a Mortgage Broker in Runcorn, QLD 4113? Welcome to Wagstaff Finance

With a rapidly evolving property market, it's essential to have the right guidance when buying a home in Runcorn. This is where Wagstaff Finance comes in. As a dedicated mortgage broker in the area, we specialise in helping you access loan options from banks and lenders across Australia. Whether you’re a first-time buyer or looking to invest, we provide expert advice tailored to your needs. Navigating the complexities of interest rates, lenders mortgage insurance (LMI), and stamp duty can seem daunting, but our team is here to simplify the process. Let us guide you through securing your home loan, ensuring it aligns with your financial situation.

At Wagstaff Finance, we believe in offering a range of options to meet your unique needs. Understanding your borrowing capacity is crucial, which is why we focus on aspects such as credit history, loan amount, and loan to value ratio (LVR). This allows us to identify suitable loan alternatives, whether you prefer a fixed interest rate loan or variable loan rates. We explain the benefits and possible drawbacks of different choices, like interest rate discounts, helping you make an informed decision.

Applying for a loan doesn’t have to be overwhelming. We streamline the application process by assisting you with gathering essential documents, such as bank statements, and guiding you through the loan application. We help calculate loan repayments and clarify differences between a fixed interest rate and a variable interest rate, ensuring you understand how your choice impacts your financial situation over time. Our goal is to make the application process as straightforward as possible, so you can focus on what matters most: securing your future home.

In addition to traditional home loans, we offer advice on utilising your home equity and explore options like offset accounts to manage your finances effectively. Getting pre-approved with our help can give you a competitive edge in the local property market, making you a more attractive buyer. This loan pre-approval shows sellers that you are serious and ready to proceed with an offer promptly.

Our wide network of contacts enables us to work closely with banks and lenders across Australia, ensuring you have access to the best interest rates available. Whether you're considering an investment loan or looking to apply for a loan for personal residence, we keep you informed about competitive loan rates and special offers. Staying informed about changing market conditions ensures you always have an edge.

Wagstaff Finance is here to support Runcorn locals on their home-buying journey. Reach out to us today to explore the best loan options available and take the first step towards achieving your dream of owning a home. Call us to get pre-approved and open opportunities in the property market.

Ready to chat to one of our team?

Get in touch with your local Mortgage Broker in Runcorn, QLD 4113

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Our Process for helping locals in Runcorn with their lending needs

1. Initial Meeting

We’ll talk about your goals and what you want to do. We will explore how it all works - how much funding is required, how borrowing capacity works, and some of the loan features that may be important to you.

2. Document Verification

You will receive a link to our online portal so you can easily provide us your information. We will also request the documents we need to verify your income, assets and other financial information.

3. Research & Advice Meeting

We’ll review credit policies, negotiate rates with lenders and come back to you with the analysis. During our Advice Meeting, we will talk through the options, our recommendation and the next steps.

4. Game Plan Presentation

You’ll be presented with a personalised Game Plan with tailored solutions and recommendations to meet your goals and objectives.

5. Lodge your Application and Prepare for Signing

We’ll prepare the application with the chosen lender to package, sign and lodge your documents – and do the legwork to get the loan approved.

6. Approval Moment

Congratulations! This is what we live for. We’ll let you know that everything has gone smoothly with your loan so you can pop the champagne. We will organise the signing of documents and next steps.

7. Settlement Day

This is the moment when everything goes through and your funds are released, or you are the proud owner of a new home. We’ll be there for you during and after the settlement process to ensure everything is set up the way it should be.

8. Together for the Long Haul

We stay in touch regularly and are there to answer any questions you may have, and review your loan to ensure it still meets your requirements and is competitive.

About Wagstaff Finance

Wagstaff Finance is your trusted local mortgage broker in Runcorn. Led by Craig Wagstaff, our experienced team is dedicated to providing personalised and innovative finance solutions, helping doctors achieve their financial goals and live the life they desire.

At Wagstaff Finance, our approach is centred on building long-term, trusted relationships with our clients. We are passionate about helping people secure the right finance solutions and believe in giving back to the community. Book an appointment with the team today to help with your lending needs.

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Our Recent Reviews

Seamless process, Craig and all the team at Wagstaff finance were very accommodating and made our first home purchase a breeze.

Eli Baak

Craig and the Wagstaff team are fabulous! They have always been our go to for any lending matters. Nothing is ever a hassle, they always get everything over the line with the best service along the way.

Rachel Huth

Simply the best Broker. First appointment he gather all the required information that’s needed. Called him or email him any day of the week and he would answer or call back. Very professional and easy to talk with. Would highly recommend to anyone. Thanks Craig and team

Atunaisa

Couldn’t be happier with our experience. Craig was very knowledgeable, friendly and kept us updated through the whole process. I have, and will continue to recommend Craig and his team to family and friends.

Jackie Perren

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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Name

Phone Number

Email Address

Contact

3 Clunies Ross Court, Eight Mile Plains QLD 4113 & Suite 4/445 Ruthven St, Toowoomba City QLD 4350

07 2113 2288

Wagstaff Finance Pty Ltd ABN: 63 114 862 903. Credit Representative #399312 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.