Mortgage Broker in Rochedale, QLD 4123

At Wagstaff Finance, we're Rochedale Mortgage Brokers helping locals get a new loan or refinance their existing loan

5.0

from 204 Reviews

Looking for a Mortgage Broker in Rochedale, QLD 4123? Welcome to Wagstaff Finance

Finding the right path to owning a home in Rochedale can be a complex journey, but with Wagstaff Finance, your reliable mortgage broker, this process becomes manageable and personalised. Located in the heart of Rochedale, we specialise in helping you navigate the local property market to access loan options from banks and lenders across Australia. Whether you're buying a home, looking at investment options, or assessing your borrowing capacity, our expert team is here to support you every step of the way.

A key aspect of our service is providing you with a range of loan options tailored to your needs. From fixed interest rate loans to variable loan rates, our goal is to find what's best for your financial situation. Every borrower’s dream is to secure competitive loan rates, and at Wagstaff Finance, we aim to deliver just that. Our comprehensive analysis of banks' statements and the latest offers enables us to negotiate interest rate discounts that could benefit you. We also guide you through the complexities of the loan to value ratio (LVR), loan interest rates, and lenders mortgage insurance (LMI), ensuring you're fully informed when making decisions.

Understanding the nitty-gritty of loan applications can be daunting, but with our streamlined application process, applying for a loan becomes straightforward. We start by assessing your credit history and calculating loan repayments to determine your borrowing capacity. Our team helps you get pre-approved, an essential step that could give you an edge in the local property market. Loan pre-approval not only boosts your confidence as a buyer but also shows sellers you're serious about purchasing their property. From bank statements to the finer details, we make sure nothing is overlooked, offering guidance throughout the application process.

Flexibility in choosing a home loan is crucial. Some prefer the stability of a fixed interest rate, while others might find value in a variable interest rate. At Wagstaff Finance, we discuss both options, helping you choose the loan that aligns with your financial goals. Additionally, we can explore features such as an offset account, which can help you reduce your loan amount and save on interest over time. For those interested in tapping into home equity, we provide advice on leveraging this resource effectively. We also consider additional factors like stamp duty, ensuring all costs are transparent and manageable.

Our mission at Wagstaff Finance is to simplify the mortgage process for the residents of Rochedale, making the dream of homeownership or investment a reality. With extensive access to loan options from a wide network of banks and lenders, we're prepared to meet the diverse needs of our clients. Our local expertise and commitment to exceptional service make us the mortgage broker of choice for many in the area.

Now is the perfect time to secure your future with informed financial decisions. Whether you're ready to apply for a loan, seeking loan pre-approval, or simply want to understand more about loan options, our dedicated team is here to assist you. Contact Wagstaff Finance today and let us help you embark on the journey towards owning your ideal home in Rochedale.

Ready to chat to one of our team?

Get in touch with your local Mortgage Broker in Rochedale, QLD 4123

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Our Process for helping locals in Rochedale with their lending needs

1. Initial Meeting

We’ll talk about your goals and what you want to do. We will explore how it all works - how much funding is required, how borrowing capacity works, and some of the loan features that may be important to you.

2. Document Verification

You will receive a link to our online portal so you can easily provide us your information. We will also request the documents we need to verify your income, assets and other financial information.

3. Research & Advice Meeting

We’ll review credit policies, negotiate rates with lenders and come back to you with the analysis. During our Advice Meeting, we will talk through the options, our recommendation and the next steps.

4. Game Plan Presentation

You’ll be presented with a personalised Game Plan with tailored solutions and recommendations to meet your goals and objectives.

5. Lodge your Application and Prepare for Signing

We’ll prepare the application with the chosen lender to package, sign and lodge your documents – and do the legwork to get the loan approved.

6. Approval Moment

Congratulations! This is what we live for. We’ll let you know that everything has gone smoothly with your loan so you can pop the champagne. We will organise the signing of documents and next steps.

7. Settlement Day

This is the moment when everything goes through and your funds are released, or you are the proud owner of a new home. We’ll be there for you during and after the settlement process to ensure everything is set up the way it should be.

8. Together for the Long Haul

We stay in touch regularly and are there to answer any questions you may have, and review your loan to ensure it still meets your requirements and is competitive.

About Wagstaff Finance

Wagstaff Finance is your trusted local mortgage broker in Rochedale. Led by Craig Wagstaff, our experienced team is dedicated to providing personalised and innovative finance solutions, helping doctors achieve their financial goals and live the life they desire.

At Wagstaff Finance, our approach is centred on building long-term, trusted relationships with our clients. We are passionate about helping people secure the right finance solutions and believe in giving back to the community. Book an appointment with the team today to help with your lending needs.

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Our Recent Reviews

Seamless process, Craig and all the team at Wagstaff finance were very accommodating and made our first home purchase a breeze.

Eli Baak

Craig and the Wagstaff team are fabulous! They have always been our go to for any lending matters. Nothing is ever a hassle, they always get everything over the line with the best service along the way.

Rachel Huth

Simply the best Broker. First appointment he gather all the required information that’s needed. Called him or email him any day of the week and he would answer or call back. Very professional and easy to talk with. Would highly recommend to anyone. Thanks Craig and team

Atunaisa

Couldn’t be happier with our experience. Craig was very knowledgeable, friendly and kept us updated through the whole process. I have, and will continue to recommend Craig and his team to family and friends.

Jackie Perren

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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Name

Phone Number

Email Address

Contact

3 Clunies Ross Court, Eight Mile Plains QLD 4113 & Suite 4/445 Ruthven St, Toowoomba City QLD 4350

07 2113 2288

Wagstaff Finance Pty Ltd ABN: 63 114 862 903. Credit Representative #399312 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.