Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

At Wagstaff Finance, we understand that life can bring about various financial needs, whether it's planning a wedding, embarking on a holiday, or dealing with an unexpected emergency. Personal Loans can be a flexible solution to help you manage these expenses, and we're here to guide you through the process. Our services allow you to access Personal Loan options from banks and lenders across Australia, ensuring that you find a solution tailored to your unique financial situation. With expertise in the local markets of Brisbane, Toowoomba, and the broader Queensland area, Wagstaff Finance is equipped to support you Australia-wide.

When considering a Personal Loan, it is essential to understand the factors that affect your borrowing capacity. One of the most critical elements is the interest rate, which varies depending on your credit history and the lender's criteria. At Wagstaff Finance, we work closely with you to assess your credit history and financial situation, helping you secure competitive interest rates. By accessing Personal Loan options from a range of banks and lenders across Australia, we ensure that you have a comprehensive selection to choose from, allowing for a more informed decision.

Another crucial aspect is determining the appropriate loan amount for your needs. Whether you're planning a once-in-a-lifetime holiday or require funds for an unexpected emergency, it’s important to calculate personal loan repayments accurately. Our team assists you in evaluating your financial situation and genuine savings to establish a realistic borrowing amount that aligns with your repayment capacity. This careful assessment ensures you can comfortably manage your repayments without undue stress on your finances.

The application process for a Personal Loan need not be a burden. At Wagstaff Finance, we pride ourselves on our streamlined application process that simplifies applying for a personal loan. Our expert brokers will guide you through each step of the personal loan application, ensuring you understand all requirements and documentation needed. We liaise with lenders on your behalf, allowing you to focus on other priorities while we handle the logistics. This efficient process reduces wait times and enhances your overall experience.

As you consider applying for a personal loan, remember that Wagstaff Finance is committed to providing personalised support throughout your journey. From the initial consultation to calculating personal loan repayments, our team is dedicated to helping you access Personal Loan options that best suit your financial goals. Whether you're in Brisbane, Toowoomba, or anywhere else in Australia, our services are designed to meet your needs with care and professionalism.

Ready to take control of your finances? Contact Wagstaff Finance today and explore how we can assist you in finding the right Personal Loan for your circumstances. Our experienced brokers are eager to provide tailored solutions that address both immediate needs and long-term financial health. Let us help you access Personal Loan options from trusted banks and lenders across Australia, ensuring peace of mind as you plan for the future.

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Our Recent Reviews

We have recently worked with Craig and the Wagstaff Finance team to refinance our home loan and complete an equity release. After our first meeting with Craig he outlined multiple options which could assist in achieving our goal, and negotiated with the banks to get the desired outcome. They made the process so easy, explained everything in an easy to understand manner and achieved a great outcome, exceeding our expectations. I highly recommend Craig and the team and will continue to use them for all of my future lending needs!

Nick Georgopoulos

Wagstaff Finance made our refinance process smooth and stress-free. Craig and his team wete professional, responsive, and clearly explained every step. We felt supported throughout and are very happy with the outcome. Highly recommend their services!

Jason McFaul

I’ve had an outstanding experience with Craig Wagstaff Finance. Craig is professional, knowledgeable, and truly takes the time to understand your needs and goals. He made the entire process smooth and stress-free, keeping me informed every step of the way. His advice was clear, honest, and tailored to my situation, which gave me great confidence in my decisions. I highly recommend Craig to anyone looking for finance guidance or lending solutions – he genuinely has your best interests at heart.

Dannye McFaul

Craig and the Wagstaff team have been absolutely amazing. It’s been 2 years since starting with them and they have worked effortlessly to make our journey to purchasing our first home and easy one! Craig provides clear and helpful information and is always a call or a text away! Thank you again!!

hayleyy g

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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