Are you a lawyer looking for a loan? We can help.

At Wagstaff Finance, we understand that lawyers across Australia face unique financial circumstances. Balancing career demands with personal investments can be challenging, especially when it comes to buying a home or expanding a property portfolio. Our mortgage brokers are committed to easing this process by offering tailored loan options. With the legal profession in mind, we provide access to exclusive loan options from banks and lenders across Australia, ensuring you find the most suitable solutions aligned with your financial situation.

We appreciate the significance of securing an attractive interest rate when dealing with considerable loan amounts. Whether you are on the hunt for your first property or keen on expanding an established property portfolio, we have you covered. Mortgage brokers like us simplify the search for competitive rates, incorporating interest rate discounts and providing access to both fixed and variable interest rate options. Moreover, we help navigate the potential need for lenders mortgage insurance (LMI), ensuring you fully understand its impact on your loan to value ratio (LVR).

Key to a successful loan application is understanding your borrowing capacity. Each lender evaluates this based on your financial situation, credit history, and other factors. At Wagstaff Finance, our streamlined application process is designed to make applying for a loan less daunting. We assist with gathering necessary documents, such as bank statements, and guide you through calculating loan repayments. This hands-on approach ensures you know exactly what to expect in terms of monthly outgoings, safeguarding your cash flow.

When applying for a loan, many lawyers express concerns about the property market and additional costs like stamp duty. Our expert mortgage brokers provide comprehensive advice, assisting you in understanding these costs and planning effectively. With our support, you can confidently navigate the complexities of the market, including the assessment of the loan to value ratio and strategies for securing favourable interest rates.

In loan applications, the application's strength often hinges on a solid credit history. We offer guidance on enhancing your credit profile, explaining the correlation between your credit history and the loan options available. Our mortgage brokers work tirelessly to position your application in the best possible light, aiming to secure the most favourable loan interest rate that aligns with your long-term investment goals.

We invite you to experience Wagstaff Finance's specialised service for lawyers, offering unparalleled access to diverse loan options for both residential purchases and investment opportunities. Our team is dedicated to simplifying the loan application journey, making it as smooth and beneficial as possible. Contact us today to discuss your mortgage needs and take the first step towards securing the home or investment property of your dreams.

Ready to chat to one of our team?

Our Loan Process

1. Initial Meeting

We’ll talk about your goals and what you want to do. We will explore how it all works - how much funding is required, how borrowing capacity works, and some of the loan features that may be important to you.

2. Document Verification

You will receive a link to our online portal so you can easily provide us your information. We will also request the documents we need to verify your income, assets and other financial information.

3. Research & Advice Meeting

We’ll review credit policies, negotiate rates with lenders and come back to you with the analysis. During our Advice Meeting, we will talk through the options, our recommendation and the next steps.

4. Game Plan Presentation

You’ll be presented with a personalised Game Plan with tailored solutions and recommendations to meet your goals and objectives.

5. Lodge your Application and Prepare for Signing

We’ll prepare the application with the chosen lender to package, sign and lodge your documents – and do the legwork to get the loan approved.

6. Approval Moment

Congratulations! This is what we live for. We’ll let you know that everything has gone smoothly with your loan so you can pop the champagne. We will organise the signing of documents and next steps.

7. Settlement Day

This is the moment when everything goes through and your funds are released, or you are the proud owner of a new home. We’ll be there for you during and after the settlement process to ensure everything is set up the way it should be.

8. Together for the Long Haul

We stay in touch regularly and are there to answer any questions you may have, and review your loan to ensure it still meets your requirements and is competitive.

Our Recent Reviews

Seamless process, Craig and all the team at Wagstaff finance were very accommodating and made our first home purchase a breeze.

Eli Baak

Craig and the Wagstaff team are fabulous! They have always been our go to for any lending matters. Nothing is ever a hassle, they always get everything over the line with the best service along the way.

Rachel Huth

Simply the best Broker. First appointment he gather all the required information that’s needed. Called him or email him any day of the week and he would answer or call back. Very professional and easy to talk with. Would highly recommend to anyone. Thanks Craig and team

Atunaisa

Couldn’t be happier with our experience. Craig was very knowledgeable, friendly and kept us updated through the whole process. I have, and will continue to recommend Craig and his team to family and friends.

Jackie Perren

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Request a Call Back