Mortgage Broker in Eight Mile Plains, QLD 4113

At Wagstaff Finance, we're Eight Mile Plains Mortgage Brokers helping locals get a new loan or refinance their existing loan

5.0

from 204 Reviews

Looking for a Mortgage Broker in Eight Mile Plains, QLD 4113? Welcome to Wagstaff Finance

At Wagstaff Finance, we understand that buying a home is one of the most significant decisions you'll make. As a trusted mortgage broker in Eight Mile Plains, we aim to simplify the journey for our community. With our professional guidance, you can access loan options from banks and lenders across Australia, tailored to your unique financial situation. Whether you're a first-time buyer or you're looking to invest, our expertise ensures you secure the best possible interest rate, helping you make informed and confident decisions.

Choosing the right loan can seem daunting, but with Wagstaff Finance, you're in capable hands. Our role as your mortgage broker is to demystify the loan application process and help you understand your borrowing capacity. We'll guide you through making a loan application while considering important factors like credit history, loan amount, and the lenders mortgage insurance (LMI). Our team will help you navigate the intricate details, including understanding stamp duty and the loan to value ratio (LVR), ensuring you're well-prepared to apply for a loan.

A key benefit of working with us is the access to a diverse pool of loan options. We connect you with banks and lenders who offer competitive loan rates, whether they're fixed interest rate loans or variable loan rates. Our mortgage broking service includes pinpointing interest rate discounts that fit your needs. We thoroughly assess home loans and investment loans to match your financial situation and future goals. Additionally, we can help you understand home equity and strategise its use to your advantage, as well as setting up an offset account to reduce the loan interest rate over time.

We know that the local property market in Eight Mile Plains has its nuances, and Wagstaff Finance is here to provide tailored advice that suits the community's unique circumstances. Our streamlined application process takes the stress out of applying for a loan. By collecting essential documents like bank statements and calculating loan repayments, we ensure that you have a solid financial foundation before you commit. Whether you're deciding between a fixed interest rate loan or exploring the flexibility of a variable interest rate, we ensure you understand each option’s benefits and drawbacks.

Finally, loan pre-approval is an important step before house hunting. At Wagstaff Finance, we help you get pre-approved, providing you with the financial confidence to make an offer when the perfect property presents itself. This proactive approach allows you to focus on the excitement of finding a new home while we handle the details of the loan pre-approval process.

Securing the right mortgage can transform your financial outlook and turn your home-buying dreams into reality. At Wagstaff Finance, we are committed to delivering personalised solutions for residents of Eight Mile Plains, balancing comprehensive loan options with straightforward advice. Reach out to our team today to explore how we can support your home-buying journey and ensure a smooth transition into your new property. Contact us to apply for a loan and take the first step towards securing your future.

Ready to chat to one of our team?

Get in touch with your local Mortgage Broker in Eight Mile Plains, QLD 4113

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Our Process for helping locals in Eight Mile Plains with their lending needs

1. Initial Meeting

We’ll talk about your goals and what you want to do. We will explore how it all works - how much funding is required, how borrowing capacity works, and some of the loan features that may be important to you.

2. Document Verification

You will receive a link to our online portal so you can easily provide us your information. We will also request the documents we need to verify your income, assets and other financial information.

3. Research & Advice Meeting

We’ll review credit policies, negotiate rates with lenders and come back to you with the analysis. During our Advice Meeting, we will talk through the options, our recommendation and the next steps.

4. Game Plan Presentation

You’ll be presented with a personalised Game Plan with tailored solutions and recommendations to meet your goals and objectives.

5. Lodge your Application and Prepare for Signing

We’ll prepare the application with the chosen lender to package, sign and lodge your documents – and do the legwork to get the loan approved.

6. Approval Moment

Congratulations! This is what we live for. We’ll let you know that everything has gone smoothly with your loan so you can pop the champagne. We will organise the signing of documents and next steps.

7. Settlement Day

This is the moment when everything goes through and your funds are released, or you are the proud owner of a new home. We’ll be there for you during and after the settlement process to ensure everything is set up the way it should be.

8. Together for the Long Haul

We stay in touch regularly and are there to answer any questions you may have, and review your loan to ensure it still meets your requirements and is competitive.

About Wagstaff Finance

Wagstaff Finance is your trusted local mortgage broker in Eight Mile Plains. Led by Craig Wagstaff, our experienced team is dedicated to providing personalised and innovative finance solutions, helping doctors achieve their financial goals and live the life they desire.

At Wagstaff Finance, our approach is centred on building long-term, trusted relationships with our clients. We are passionate about helping people secure the right finance solutions and believe in giving back to the community. Book an appointment with the team today to help with your lending needs.

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Our Recent Reviews

Seamless process, Craig and all the team at Wagstaff finance were very accommodating and made our first home purchase a breeze.

Eli Baak

Craig and the Wagstaff team are fabulous! They have always been our go to for any lending matters. Nothing is ever a hassle, they always get everything over the line with the best service along the way.

Rachel Huth

Simply the best Broker. First appointment he gather all the required information that’s needed. Called him or email him any day of the week and he would answer or call back. Very professional and easy to talk with. Would highly recommend to anyone. Thanks Craig and team

Atunaisa

Couldn’t be happier with our experience. Craig was very knowledgeable, friendly and kept us updated through the whole process. I have, and will continue to recommend Craig and his team to family and friends.

Jackie Perren

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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Phone Number

Email Address

Contact

3 Clunies Ross Court, Eight Mile Plains QLD 4113 & Suite 4/445 Ruthven St, Toowoomba City QLD 4350

07 2113 2288

Wagstaff Finance Pty Ltd ABN: 63 114 862 903. Credit Representative #399312 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.