Whether it's to purchase a property, equipment or business, we're here to help

At Wagstaff Finance, we understand that securing the right business loan can be pivotal for your company’s success. Whether you're in Brisbane, Toowoomba, or anywhere across Queensland and Australia, our expertise is here to help you access Business Loan options from banks and lenders across Australia. From expanding your operations to managing cash flow, our services are designed to meet a variety of financial needs with ease and efficiency. We aim to simplify the process of applying for a business loan, ensuring you have the support and information needed to make informed decisions.

When considering a business loan, one of the first aspects to evaluate is the loan structure that aligns with your business goals. At Wagstaff Finance, we provide both secured and unsecured Business Loan options. A secured Business Loan may require collateral but often offers more favourable interest rates. In contrast, an unsecured Business Loan doesn’t require assets as security, though it might come with higher interest rates. Understanding these options can help you decide based on your financial situation and risk appetite. Additionally, we offer flexible repayment options, including variable and fixed interest rates, allowing you to choose what best suits your business.

Another critical factor is the loan amount and its intended use. Business loans can be utilised for various purposes, such as purchasing property, buying a business, or acquiring necessary equipment. They are also invaluable for covering unexpected expenses or maintaining working capital. To accommodate these diverse needs, we offer flexible loan terms and options like progressive drawdown and revolving lines of credit. These features ensure that your business has continual access to funds whenever required, providing peace of mind and financial stability.

The application process is straightforward with Wagstaff Finance. We simplify applying for a business loan by guiding you through each step, ensuring all your questions are answered. Our team is committed to making sure you understand every aspect of your loan—from interest rates to repayment schedules—so you can feel confident in your choices. We also offer redraw facilities on selected loans, allowing you to access funds that have already been repaid when cash flow needs arise, adding an extra layer of flexibility.

Our experience in the finance industry means we know how crucial it is for businesses to maintain healthy cash flow and have access to working capital. With our extensive network, we help you access Business Loan options from banks and lenders across Australia that cater to your specific requirements. Whether it's a short-term need or a long-term investment, our solutions are tailored to support your business's growth and sustainability.

At Wagstaff Finance, our dedication to client satisfaction ensures that you are equipped with the best financial tools available. If you're ready to explore how a business loan can benefit your enterprise, we invite you to contact us today. Our expert team is ready to assist with personalised advice and solutions that match your unique business needs. Let us help you turn your financial goals into reality with our comprehensive range of Business Loan services.

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Our Recent Reviews

We have recently worked with Craig and the Wagstaff Finance team to refinance our home loan and complete an equity release. After our first meeting with Craig he outlined multiple options which could assist in achieving our goal, and negotiated with the banks to get the desired outcome. They made the process so easy, explained everything in an easy to understand manner and achieved a great outcome, exceeding our expectations. I highly recommend Craig and the team and will continue to use them for all of my future lending needs!

Nick Georgopoulos

Wagstaff Finance made our refinance process smooth and stress-free. Craig and his team wete professional, responsive, and clearly explained every step. We felt supported throughout and are very happy with the outcome. Highly recommend their services!

Jason McFaul

I’ve had an outstanding experience with Craig Wagstaff Finance. Craig is professional, knowledgeable, and truly takes the time to understand your needs and goals. He made the entire process smooth and stress-free, keeping me informed every step of the way. His advice was clear, honest, and tailored to my situation, which gave me great confidence in my decisions. I highly recommend Craig to anyone looking for finance guidance or lending solutions – he genuinely has your best interests at heart.

Dannye McFaul

Craig and the Wagstaff team have been absolutely amazing. It’s been 2 years since starting with them and they have worked effortlessly to make our journey to purchasing our first home and easy one! Craig provides clear and helpful information and is always a call or a text away! Thank you again!!

hayleyy g

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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