Borrowing Capacity - Your local Mortgage Broker

How much can you borrow?

Ready to buy that dream home? In less than 60 seconds understand how much you could borrow

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Our Recent Reviews

Craig and his team were absolutely fantastic to work with and I couldn’t recommend them any higher! Craig is prompt, professional and extremely skilled in his profession. Craig was always available when needed and so so helpful and patient throughout the entire process, making sure everything was transparent and understandable from beginning to end. I will no doubt be recommending him to everyone I know!

Cathy Nguyen

Craig and staff were absolutely fantastic and very attentive, I would highly recommend them for anyone looking to refinance or going for a loan regards Simon and Karen Plummer

Simon Plummer

This is the second time my sons and I have used Wagstaff Finance. Craig and the whole team are excellent,.Craig goes out of his way to ensure everything goes smoothly and always makes himself available to clarify any concerns. I can't recommend Craig and Wagstaff Finance highly enough.

Tammy Roach

Craig Wagstaff and the team at Wagstaff Finance were 1st class in their knowledge and service. We would have no hesitation in recommending Craig and his team to anyone searching for the best option when financing their home or investment property purchase.

Shane Rossi

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Latest Articles

24th September 2025

99% of brokers have helped their clients secure a lower rate

Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.

17th September 2025

Countdown to be in your new home by Christmas

The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there.

10th September 2025

Jump into the market up to 4 years sooner with 5% deposit scheme

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.