We help people navigate the complex finance process, so they can live the life they want.

Wagstaff Finance is your trusted mortgage broking team, having been part of the Toowoomba and Brisbane community for several decades. Led by Craig Wagstaff, the team provides personalised and practical finance solutions, helping clients understand their choices and work towards their financial goals with confidence.

Craig brings more than 20 years of experience in credit and finance, covering residential lending, complex loan structures, and credit assessment. As a full member of the Mortgage and Finance Association of Australia (MFAA) and holding a Diploma of Finance (Mortgage Broking Management), he maintains high professional standards and supports clients with clear guidance from the first discussion through to settlement.

As a digital broker, Wagstaff Finance also works with clients across Australia by using smart technology to streamline communication, document collection, and loan processing. This approach allows the team to deliver a smooth and convenient experience for clients in Melbourne, Sydney, North Queensland, and the Gold and Sunshine Coasts, as well as those in their local area.

Beyond lending, Wagstaff Finance is committed to supporting the community. Through partnerships with organisations such as Pencils of Promise, World Vision, and Brothers Rugby League in Toowoomba, the team helps fund education initiatives and contributes to positive change both locally and globally.

Ready to chat to one of our team?

Our Recent Reviews

Craig was referred to us by our financial planner and I’m genuinely so glad he was. From the start he’s been the ultimate professional – clear, organised and always on top of what was happening with our application. Our situation was pretty complex with a lot of moving parts, but he stayed calm through all of it and always seemed to have a back-up plan ready to go. He kept me updated at every stage (including after hours and on weekends when things were time-sensitive), which really helped take the stress out of the process. Thanks to his work we’ve now secured our home loan, and I feel like we’ve found our “lifetime” broker. I wouldn’t hesitate to recommend Craig to family and friends.

Jacqui Chan

I can highly recommend Craig as an exceptional mortgage broker. Throughout my home-buying process, he consistently demonstrated expertise, responsiveness, warmth and genuine client care. From the first conversation, it was clear that Craig ...

Jenny Lomonaco

Craig and the team did an excellent job helping me secure a loan. They were very supportive and responsive and I would highly recommend

Simon Higgins

Excellent experience with Craig and his team. We have been using Craig for all of our brokerage needs for over 10 years and will continue to do so due to his professionalism, communication and attention to detail. Craig’s personal touch and client care is hard to beat.

Tadgh Treanor

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.