We help people navigate the complex finance process, so they can live the life they want.

Wagstaff Finance is your trusted local mortgage broking team, proudly serving clients in Toowoomba, Brisbane, and the surrounding areas, including Eight Mile Plains, Rochedale South, and Holland Park. Led by Craig Wagstaff, our experienced team is dedicated to providing personalised and innovative finance solutions, helping our clients achieve their financial goals to live the life they want.

With over 20 years of expertise in credit and finance, Craig combines in-depth technical knowledge with a passion for client success. As a full member of the Mortgage and Finance Association of Australia (MFAA) and holding a Diploma of Finance (Mortgage Broking Management), Craig ensures clients benefit from the highest professional standards. His commitment to leveraging technology simplifies the finance process, making it as seamless as possible.

Through partnerships with organisations such as Pencils of Promise, World Vision and Brothers Rugby League in Toowoomba, we proudly support initiatives that improve education and make a positive impact on lives around the world and in our local community.

Ready to chat to one of our team?

Our Recent Reviews

Craig and the team have been a pleasure to deal with for refinancing and taking out a new mortgage. Craig is always contactable and happy to answer any questions that came up thoroughly and clearly. His expertise helped us pull off a miracle- juggling selling and buying homes confidently all within 3 weeks. We’ve been kept informed at every stage and are very excited for settlement dates knowing that everything has been taken care of!

Annie Giegerl

The process of buying your first home on your own can be really daunting, but Craig and his excellent team made it easy. ...

EL Ryan

Craig and his team were absolutely fantastic to work with and I couldn’t recommend them any higher! Craig is prompt, professional and extremely skilled in his profession. Craig was always available when needed and so so helpful and patient throughout the entire process, making sure everything was transparent and understandable from beginning to end. I will no doubt be recommending him to everyone I know!

Cathy Nguyen

Craig and staff were absolutely fantastic and very attentive, I would highly recommend them for anyone looking to refinance or going for a loan regards Simon and Karen Plummer

Simon Plummer

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.