We help people navigate the complex finance process, so they can live the life they want.

Wagstaff Finance is your trusted mortgage broking team, having been part of the Toowoomba and Brisbane community for several decades. Led by Craig Wagstaff, the team provides personalised and practical finance solutions, helping clients understand their choices and work towards their financial goals with confidence.

Craig brings more than 20 years of experience in credit and finance, covering residential lending, complex loan structures, and credit assessment. As a full member of the Mortgage and Finance Association of Australia (MFAA) and holding a Diploma of Finance (Mortgage Broking Management), he maintains high professional standards and supports clients with clear guidance from the first discussion through to settlement.

As a digital broker, Wagstaff Finance also works with clients across Australia by using smart technology to streamline communication, document collection, and loan processing. This approach allows the team to deliver a smooth and convenient experience for clients in Melbourne, Sydney, North Queensland, and the Gold and Sunshine Coasts, as well as those in their local area.

Beyond lending, Wagstaff Finance is committed to supporting the community. Through partnerships with organisations such as Pencils of Promise, World Vision, and Brothers Rugby League in Toowoomba, the team helps fund education initiatives and contributes to positive change both locally and globally.

Ready to chat to one of our team?

Our Recent Reviews

Craig and his staff were fantastic and simplified the process of us refinancing our home. He was very clear and concise on what we had to do and took a lot of the confusing part off our hands. I would highly recommend Craig and the Wagstaff team for any future finance Situations.

Luke Baker

Shane Hall

Craig & His team were incredibly helpful throughout the whole process. Their knowledge is unmatched and made everything such a breeze to get set up and sorted.

Nate Murcutt

Craig and the team have been a pleasure to deal with for refinancing and taking out a new mortgage. Craig is always contactable and happy to answer any questions that came up thoroughly and clearly. His expertise helped us pull off a miracle- juggling selling and buying homes confidently all within 3 weeks. We’ve been kept informed at every stage and are very excited for settlement dates knowing that everything has been taken care of!

Annie Giegerl

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.