The loan process.
From a quick chat to settlement, these are the steps to owning your first home.
Get in touchFirst Home Loans.
Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.
Buying your first home is a significant mile stone in your life. It is also one of the most stressful and confusing experiences as well. Knowing how much deposit you need to have, how much can you borrow, what loan is best for me are just some of questions we can help you answer. My detailed knowledge of the process of purchasing a property can only work to your advantage.
I manage the whole process start to finish which may include a pre-approval, advice about timeframes with contract execution plus liaising with conveyancers throughout the process.
For First Home Owners it can actually be more complex than most other clients I assist. There are a number of options, grants, schemes and concessions as a First Home Owner you may be eligible for and understanding the requirements regarding these is all part of the process I go through.
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Say hello
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
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Get those goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs.
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The nitty gritty
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
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So… How much can you borrow?
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
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Seal the deal
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
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Settlement - your big day!
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
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